If you own a business, whether a sole proprietorship or a large company with many employees, you probably worked hard to get where you are today. Don’t let that all go away overnight by not carry the proper business insurance. 

There are many aspects to business insurance, and every business is different. Depending on your specific needs, we can create a policy that’s perfect for you and that covers contingencies you might likely experience for your area and type of business: 

• General liability insurance: this is broad coverage that protects your business in a variety of circumstances. You don’t want to lose your business in a lawsuit, nor do you want your personal assets to be in jeopardy. 
• Commercial property insurance: this coverage protects your property in the event of damage, vandalism, or theft. You can get back to business quickly, with a minimum of lost revenue. 
• Business auto insurance: this protects your company’s vehicles, whether you have one delivery truck or a whole fleet of automobiles. If your vehicle were damaged or stolen, how would that affect your business’s finances? 
• Commercial umbrella insurance: this type of coverage can protect you from the rising frequency and cost of business lawsuits, such as if a visitor were hurt on your premises. 
• Workers compensation insurance: this insurance helps take care of your employees in the event they are injured on the job. It gives both your workers, and you as the employer security, especially in high-risk industries. 
• Bonds: this coverage protects your assets when promises made by others are violated. Bonds are ideal for general contractors, for example, when their subcontractors fail to fulfill part of a job, leaving you in trouble with a client. 

Too often businesses have either no coverage or insufficient coverage for their needs, especially if they have grown recently. If their offices are damaged in a storm or fire, if an employee has a vehicle accident, or if they are sued by someone who gets hurt on their premises, these underinsured businesses have no option but to close their doors or suffer catastrophic financial consequences. Don’t let that happen to your business. 

Our agents at Canyon Pacific Insurance Services are ready to talk to you today about creating the right business insurance package that offers you the most protection for the greatest value. Our team is fully bilingual, and has decades of experience. Give us a call at 760-324-4100 and you can get back to running your business with the peace of mind that comes with knowing you have the right coverage for you.

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